Ban credit reports in general. If you aren’t allowed to ban them because of free speech or whatever, then you won’t be able to ban certain components of them by the same logic.

I sure it could have used this after being hit by a negligent driver while I was still a college student, ruining my credit for the next 7+ years when I was just a poor kid trying to rent apartments or buy a car with lower than 8% interest. But I’m glad people will have it going forward even though I did not.