• 5 Posts
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Joined 3 years ago
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Cake day: June 11th, 2023

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  • Always fascinates me that the knee jerk solution to ‘government service sucks’ is ‘pay the service providers less.’

    Congresspeople are not the service providers. The various agencies are the service providers. Congress controls the pay to those providers.

    Nobody here has asked for the service providers to take a pay cut. OP is asking for Congress to take a pay cut until the service providers under their control are providing a higher level of service.

    Congress’s report card is the well-being of the public. In the subject of “Financial Wellness”, their grade is “$66,621”.

    They aren’t being asked for a pay cut. When they improve their grade to “$174,000”, they will be entitled to their current pay. When they raise it to “$250,000”, they will be entitled to a substantial raise. It’s only a pay cut if they insist on causing harm.




  • Ramaswamy views the LGBTQ community as a cult and trans identity as a mental illness. He has called for prohibiting gender affirming care to minors. He says: “Ohio has barred men from competing with women in women’s sports, and the Supreme Court has now held that it’s constitutional.” He misgenders every trans person he mentions, and makes no effort to hide his disgust.

    With Acton, the only potentially offensive thing I have found is one, singular statement, where she says she does not support “boys playing in girls’ sports”.

    There is a medical condition called “aphasia”, where a speaker mentally reaches for a word, and grabs the wrong one. People with the condition use words that don’t match their intended meaning. As a parent of a trans kid, I have struggled to make my vocabulary match my intended meaning. Knowing and supporting my child fully, my mind still occasionally reaches for their dead name and gender when I go looking for the right word. Not with any malice, not with any disapproval or disappointment. Just the words I had been using subconsciously for their entire life have become the wrong words, and sometimes my conscious isn’t quick enough with the ones carrying my intended meaning.

    I have every reason believe Ramaswamy’s use of “men” is an intentional slur. The man’s entire worldview revolves around the idea of denigrating and insulting LGBTQ in general and trans in particular. He takes great pride in expressing his hatefulness and bigotry at every opportunity.

    I think Acton’s use of the word “boys” is more comparable to aphasia. Her (uneducated) concern seems to be ensuring fairness in girls sports. She may not be an overt ally, but she’s done very little to make me think she might be an enemy.

    Frankly, the supposed anti-trans sentiment arising from this one statement seems more like GOP propaganda than legitimate concern.



  • Every real estate agent, every mortgage broker, could see the fraud in the housing market long by 2003, but either didn’t recognize it as fraud at the time, or didn’t care. They were all making money hand over fist to prop it up.

    Zero down payment, 110% LTV mortgages, seller-paid closing costs, buyer is receiving a $3000 check at closing? ARM set to triple their rate in a year? Completely absurd, but the agent is only getting paid if the deal closes. The mortgage broker is only getting paid if the deal closes. The lender is only getting paid if the deal closes. The seller is only getting paid if the deal closes. Everyone needed this deal to close, so they did what it took to close the deal.

    Lenders were offering “Continuing Education” credits that RE agents needed for their licenses. That “continuing education” consisted of seminars coaching agents to encourage these deals.

    By 2003, buyers were underwater with their mortgages as soon as they signed them. Yet it took 5 more years for the bubble to actually burst.

    The circular financing ponzi scheme behind AI will survive until someone can’t service debt. What happens then is either the collapse of the whole scheme, or the government declaring them “too big to fail” and allowing them to reorganize into a single corporate entity.