• SaakoPaahtaa@lemmy.world
    519·
    1 year ago

    “there must be something you can do to improve things, why are you whining?”

    If the “why are you whining” part is how it came across that’s on me. I meant it more like, “there are always possibilities to improve upon your situation and that is always a better option than falling into hopeless despair which merely keeps you misery”. And no I don’t mean just get a fifth job lmaoo, but literally anything that’s reasonable and realistic.

    Nipping off anything off your budget so you can get 20 bucks saved a month is a better option than giving up on the dream of owning a house.

    Unionizing for a better pay to get 20 bucks saved a month is perhaps a bit more provocative option but an extremely healthy one at that.

    You get the jist. Like I said to the other fella in this comment tree, I’ve been reading into credit rating system during this convo and yeah I start to understand where the high emotions come from.

    • Lightor@lemmy.world
      121·
      1 year ago

      That $20 a month you’re saving up dries up really quick when you get sick or hurt and have medical bills that can lead to debt. Most people in America can barley survive month to month, there is no saving. Not to mention saving $20 a month would take you 500 years to afford a cheap 120k house. You sound like someone who has never faced actual financial hardship beyond “I should eat out a little less”.

    • Cryophilia@lemmy.world
      81·
      1 year ago

      there are always possibilities to improve upon your situation

      This is the fundamental thing you’re not getting: sometimes there’s just not.

    • Jax@sh.itjust.works
      2·
      1 year ago

      Lowest prices I’ve seen for houses in Finland sits at about €200k.

      Let’s cut that in half. €100k.

      20 bucks a month nets you €240 bucks.

      I’m gonna go out on a limb and say you’re a lying piece of shit but, hey, maybe you knew a guy and bought some shit tier shack for that much.

      Who knows, all I know is your math doesn’t add up.

      • SaakoPaahtaa@lemmy.world
        11·
        1 year ago

        Lowest prices I’ve seen for houses in Finland sits at about €200k.

        Please look more before spreading misinformation.

        Who knows, all I know is your math doesn’t add up.

        For sure, since I literally said that by saving 20 bucks a month for a year anyone can buy a house lmao. I wonder what giving up on your dreams have ever done for you? I know exactly what it’s done for your landlord though

        • Jax@sh.itjust.works
          21·
          1 year ago

          Ok, then why don’t you go ahead and provide us with some numbers buddy?

          I’ll wait, and I will be verifying.