So I had a crash. My car has been assessed as a repairable write off and I have to decide if I push the insurer to repair or I take the payout. I owe no money but would be out of pocket to purchase new(ish). I was not intending to trade it in or sell in the foreseeable future.
I understand the process if I opt for a write off. If I push for repair I know it needs review and scutiny.
I am thinking of pushing for repair. Anyone else gone down that path? Any gotchas or experiences to share? I really am in two minds right now.
Honestly, if the payout for your car is fair value, just take the money unless it’s something particularly desirable. A Mazda 3/cx 9/Ford focus/povo pack ba falcon is not. Just get the offer, have a look and decide if it’s worth it. If you can’t buy an equivalent or slightly better car, put your foot.down (e.g. if it’s a shitbox, you may not be able to afford another car)
Any more details for us with what’s happened and what it is?
I’ve had two not at fault accidents and I had no want to get the cars back due to the mode of damage, one was a BF2 ute and the other a CX9