Generally just curious how often people on here in the UK tend to use it. Personally I use it 95% of the time due to privacy concerns, easier budgeting & wanting to maintain its use. Most people my age (early to mid 20s) seem to find the concept alien & I’ve noticed younger cashiers are absolutely garbage at calculating change mentally.


Not really, take the 100 out then divide known expenses you’ll be using it for, shopping, petrol the usual and anything left over is fun money for the week.
That isn’t how I approach budgeting at all, so it explains why I don’t get it. I’m glad you have a system that works for you.
The downvote suggest you’d rather I stop talking though so I’ll leave it there.