

Great advice and I would like to add to this, if you need something easier to run for VMs, go Fedora Server rather than proxmox. If you find your use case needs a bit more complexity, then go proxmox.
I personally found that proxmox was an overkill for what I wanted out of my (old laptop) server.








There is also this:
https://wise.com/help/articles/1AqrRndtxosydM2GLR3U6T/getting-started-with-your-wise-digital-card