Careful. I tried doing this once. The company didn’t like it and they ADDITIONALLY charged me a chargeback fee. So not only did I have to pay whatever bogus charge, I also had to pay a chargeback fee. :(
Maybe I could have taken them to small claims court but … eh … that seemed like too much work.
You signed a contract. So if you cancel your card and ignore their letters/emails/calls, they’ll keep charging you and then send it to collections, which will then garnish your wages unless you fight it in court.
There’s been numerous examples of this happening. Please get a copy of your contract and read how to cancel it and do it properly.
It’s stupid and extortion, but you gotta play the game.
Common sense would dictate that if if presented with a 30 pages contract in small letters in legalese, your usual folk will not get it. I think that’s a common defense.
It’s not. Or rather, it is something people commonly try, but it doesn’t work. The court system is designed by lawyers, for lawyers. The idea that a contract isn’t valid just because a non-lawyer can’t understand it categorically does not fly with them.
“Common sense” is completely and utterly irrelevant to the legal system. It is simply a matter of who can afford a better lawyer. And LA Fitness can hire a better lawyer than you can.
What info are y’all giving away when signing up for a gym membership where it could even go to collections? Is this for an annual contract? If you’re not on a contract and rack up unpaid months, it seems unlikely to me. Especially for a physical business where a late payment of $20 would deny you entry until you pay. I guess states with poor consumer protection laws this can happen if you sign up for a year or more and don’t pay I guess?
Sorry to say but you got scammed. They could have tried to take you to small claims court, but the burden is on them not you. The credit card company sided with you, if they have a problem, then can take it up with Visa or whoever, not you.
Careful. I tried doing this once. The company didn’t like it and they ADDITIONALLY charged me a chargeback fee. So not only did I have to pay whatever bogus charge, I also had to pay a chargeback fee. :(
Maybe I could have taken them to small claims court but … eh … that seemed like too much work.
Then you chargeback the fee and file a complaint with your credit card.
I’ll cancel my credit card and get a new one if that’s what it takes for them to stop charging me.
You signed a contract. So if you cancel your card and ignore their letters/emails/calls, they’ll keep charging you and then send it to collections, which will then garnish your wages unless you fight it in court.
There’s been numerous examples of this happening. Please get a copy of your contract and read how to cancel it and do it properly.
It’s stupid and extortion, but you gotta play the game.
Common sense would dictate that if if presented with a 30 pages contract in small letters in legalese, your usual folk will not get it. I think that’s a common defense.
It’s not. Or rather, it is something people commonly try, but it doesn’t work. The court system is designed by lawyers, for lawyers. The idea that a contract isn’t valid just because a non-lawyer can’t understand it categorically does not fly with them.
Look man do whatever you want, it’s not my money, just trying to help
“Common sense” is completely and utterly irrelevant to the legal system. It is simply a matter of who can afford a better lawyer. And LA Fitness can hire a better lawyer than you can.
Or you could just not sign a contact to work out.
What info are y’all giving away when signing up for a gym membership where it could even go to collections? Is this for an annual contract? If you’re not on a contract and rack up unpaid months, it seems unlikely to me. Especially for a physical business where a late payment of $20 would deny you entry until you pay. I guess states with poor consumer protection laws this can happen if you sign up for a year or more and don’t pay I guess?
Sorry to say but you got scammed. They could have tried to take you to small claims court, but the burden is on them not you. The credit card company sided with you, if they have a problem, then can take it up with Visa or whoever, not you.